Top Ultimate Luxury Crossovers/SUV’s of 2016

Who wants something super luxury? Who doesn’t want something that looks absolutely amazing and will definitely get you luxury on the inside? Well these vehicles are extremely high luxury and they are vehicles you’re not going to want to miss looking at (though no one is really going to be able to afford them in a regular lifetime. But these vehicles are the best of the best out there and if you could afford them … well you’re going to absolutely love driving them everywhere you go.

Bentley Bentayga

The Bentley Bentayga is super luxury and it looks like it from the outside all the way in. This car gets very low gas mileage (only 10-18 miles per hour) but it looks just like it is, elegant. The twin turbo engine means that you get 600 horsepower and you can get this thing from 0 to 60 in 3.5 seconds flat. The inside is made with leather, and not just any leather but super soft leather that makes you feel amazing when you slide behind the wheel. You’ll also have no problem with the size on the inside, with up to five seats. You’ll even be able to get diesel and hybrid options at some point in the future because the company is working on it. Of course, you’re going to pay a fortune for this vehicle, but when you get behind the wheel you’re definitely going to understand why.

Mercedes-AMG G63

The other option is the Mercedes-AMG G63 and G65, which is definitely an interesting vehicle. It has a unique style that’s almost paying homage to the old Model T vehicles with its shape, but it definitely makes a difference. This vehicle offers twin-turbo engines and over 600 horsepower to go along with it in the upgraded version. You’re also going to love sliding behind the wheel because it has absolutely everything you’re looking for. On the inside you get luxury styling, high tech features and everything you could possibly think would be inside a car in this day and age and then some. Your entire family is going to adore this car, if you can get together the money it’s going to take to afford it, which most of us definitely aren’t.

These vehicles are definitely out of the price range for just about everyone, but that doesn’t mean that you’re going to have to miss out entirely on a luxury vehicle. It just means you’re going to need to look a little harder and you’ll be able to find the car of your dreams. Take a few minutes to fill out this application and you’ll be ready to do it for yourself, and you’ll be able to get driving in no time at all.

The Importance of a Large Down Payment in Toronto

car loanHave you been looking at getting a new car in Toronto but aren’t sure about getting the money you need? Well the best thing you can do to afford your new car is to make sure that you can get a loan. The problem is that you need to ask several different questions when it comes to that car loan as well. The first of which is what can you afford, but even after that you need to know a little about your down payment options and how much you should be paying.

Many dealerships and even loan providers will give you a large loan without having to pay a large down payment. In fact, some of them may even let you pay little to nothing as a down payment. If you don’t have a lot of extra money that could seem like a good option, but it’s actually not as good as you might think because there’s a whole lot more involved. In fact, the less you pay for your down payment the more you’re going to pay overall when it comes to your payments and interest amount. That doesn’t sound like a good way to save you money in the long run.

downpaymentIf you have a little bit of extra money, above the amount that’s required for your down payment, you’re actually going to be better off in the long run. Think about this. If you’re going to buy a vehicle that’s $10,000 and you finance the entire $10,000 you have to divide that amount between all of your monthly payments and add interest on the entire thing. On the other hand, if you want a $10,000 vehicle and you put a down payment of $1,000 you are only financing $9,000 and only paying interest on $9,000. That can save you quite a bit.

So maybe you want to rethink how much money you really want to put down. You’ll be able to pay the loan off over a shorter amount of time and you won’t be paying as much money over and above what the vehicle is actually worth. It’s going to help you out greatly because you’ll be able to save over the long term instead of only saving money in the short term (on the actual down payment process for your vehicle).

If you’re able to make a larger payment or even a moderate down payment you’re definitely going to appreciate it later on. So make sure you’re looking closely at your finances and figuring out just how much you can afford to put down. Your loan could be a little better than you might think if you put even a little extra money into your down payment. If you don’t have your loan set up quite yet make sure you find out more about what it’s going to take for you to get the bad credit car loans Toronto that you need for the car your family deserves. You’ll be able to save some money in the process.